what you need to know about mortgages (and buying a house)

Buying (or building) a house is one of the largest and most important decisions you’ll ever make. There’s a lot to know about buying a home before getting started. The process can feel a bit overwhelming, but we’re here to help you along the way.

If you’re ready to get the pre-approval process started, book an appointment with your local branch and choose the best time for you.

A home buyers guide

Down payments

Learn about your different down payment options, the minimum you need to ‘put down’, and how it all affects your mortgage.

Pre-approval checklist

Be prepared to get pre-approved. Find out what you need with this pre-approval checklist.

Buying your first house

If you’re ready to buy your first home, congratulations! Check out these special tips for first-time home buyers.

Extra costs of buying a home

You already know buying a home is expensive. On top of your down payment and mortgage payments, there are some extra costs of buying a home you need to consider and save for.

Renovating

Whether you’re buying a place that needs renovations or renovating your current home, we cover your options here.

Mortgage insurance

When you need mortgage insurance and other options to protect one of your biggest assets.

Amortization

Sunova offers extended mortgage amortizations, up to 30 years. While a longer amortization means it will take longer to pay off your home, it also can free up income for other monthly expenses and savings.

Construction mortgages

For some people, building a home and considering a construction mortgage makes sense. We have all the details here.