start your house-hunting journey with a mortgage pre-approval

Before you get your heart set on a house, you need to figure out how much you can afford. The best way to do that is to get a mortgage pre-approval. While getting pre-approved is not required, we highly recommend it as it will make your home buying process much easier. Plus, it’s free!

The advantages of a mortgage pre-approval are:

• Peace of mind in knowing your financing is already in place.
• Ability to negotiate a price that fits within your budget.
• More appealing to sellers.
• Faster closing period.

How to get pre-approved

To get pre-approved, one of our lending associates will evaluate your finances to determine the size of the mortgage you can manage (it’s all about the numbers). Find a branch near you and visit a lender today (no appointment needed!).

Here’s what you’ll need:

• Proof of employment and income
• A list of current assets (savings and property of value) and liabilities (outstanding debts and payments)
• Confirmation of your down payment