options that make paying for renovations as easy as pie

Whether you are moving into a new house or you just need a change (goodbye carpet!), renovations are a fact of life. The good news is, when it comes to paying for renovations, you have a few options.


Purchase plus improvements


If you are buying a house that needs some work, you can work the costs into your mortgage. Ask your lender about ‘purchase plus improvements’.


Home equity line of credit


If you already have a house and have some equity in it, you can get a home equity line of credit. In a nutshell, your home equity line of credit acts as a revolving line of credit. And, because it is secured by your home, you have access to a greater amount of funds than you would with just a typical loan, making a home equity line of credit perfect for those larger purchases such as renovations or a vacation.


  • Borrow up to 80% of the value of your home
  • Instant cash available whenever you need it
  • Only pay interest on the amount you actually use
  • Flexible payment options
  • Take up to 25 years to repay

Enjoy the flexibility of accessing the money when and where you need it, and then pay down the balance at any time. And the best part? Your home equity line of credit is tied to your mortgage, so it comes with an exceptionally great rate! Book an appointment online in minutes to get the process started.


have questions?

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Saturday: 8:30 am – 4:00 pm


Sunday: Closed

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