get on good terms with a term deposit

A term deposit or guaranteed investment certificate (GIC) is a low-risk and secure investment that guarantees 100% of the original amount that you invested while earning interest over a fixed period of time.


Features + benefits of a term deposit


  • The principal (original amount you invested) and the interest payments are guaranteed.
  • They are safe, secure, and offer competitive interest rates, allowing you to earn more.
  • Gives you flexibility with different term lengths and interest payment frequencies.
  • Three to seven-year terms are available.
  • $100 minimum balance required.
  • A great option if you think you might need more immediate access to your funds.

Looking for a shorter-term option?


If you’re looking for a short-term GIC, make sure to check out our Superior Savings account.


The major benefit? Our Superior Savings account doesn’t require a minimum balance. Whether you have $5 or $5000, you automatically get an awesome interest rate.



Deposit Guarantee Corporation of Manitoba


All of your terms and savings are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. This means that your deposits are secure and safe, as the Deposit Guarantee Corporation of Manitoba provided an unlimited guarantee on all deposits, including accrued interest to the date of payout.


For additional information or to set up your term deposit, please reach out.


have questions?

Help HQ is here to, well, help! Give us a call at 1.833.378.6682, send a text at 1.204.813.5786, or start a chat session below!

Help HQ staff are available during the following hours:

Monday – Friday: 8:00 am – 8:00 pm

Saturday and Sunday: 8:00 am – 4:00 pm

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